Group or Direct Billed

  • 60% Wage Replacement after 180 Day Waiting Period
  • If you make under $100K elect option 1
 

Option 1

Option 2

Benefit Amount

60%

Max Monthly Benefit

$5,000.00

$10,000.00

Income Threshold

$100,000.00

$200,000.00

Elimination Period- Accident or Sickness

180 Days

Benefit Duration

Social Security National Retirement Age

Rate Per $100 Covered Payroll

   

Less than 30

0.088

0.101

30-34

0.088

0.101

35-39

0.232

0.265

40-44

0.367

0.418

45-49

0.539

0.614

50-54

0.752

0.857

55-59

0.090

1.021

60-64

0.698

0.795

65+

0.316

0.360

45 Year Old $50K/$150K Example- Monthly

Cost $22.46

$25.58

Plan Summary - $5k - English

Plan Summary - $5k - Spanish

Plan Summary - $8,667 - English

Plan Summary - $8,667 - Spanish

Plan Summary - $10k - English

 Plan Summary - $10k - Spanish


Simplify Employee Benefits with CCA

CCA Benefits by Optima Benefits & Payroll is transforming the way businesses offer employee benefits. With flexible contribution options, a seamless enrollment platform, and a full suite of voluntary and employer-paid plans, we make benefits easy to manage for both employers and employees. Whether you want to take a hands-off approach or customize a package to fit your workforce, our solutions adapt to your needs.

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Contact our team to learn how we can help you streamline enrollment, reduce administrative tasks, and provide competitive benefits that attract and retain top talent.

Take the next step toward smarter benefits with CCA.