Hartford- Voluntary Term Life Insurance (16 States)

Group or Direct Billed

Voluntary Life Insurance- Age Banded Rates Guarantee issue and Max Benefit
$1 S0K for Employee - $1 OK Increments
$25K for Spouses - $5k Increments
$1 OK for Children- $1 OK Only - $0.60 per child

Monthly Rates

	Employee Rates- Per $10K	Spouse Rate Per $5k
Less Than 25	$ 0.60	$ 0.40
25-29	$ 0.50	$ 0.30
30-34	$ 0.60	$ 0.35
35-39	$ 0.90	$ 0.50
40-44	$ 1.30	$ 0.75
45-49	$ 2.10	$ 1.25
50-54	$ 3.20	$ 1.95
55-59	$ 4.50	$ 2.75
60-64	$ 5.50	$ 3.30
65-69	$ 7.90	$ 4.80
70-74	$ 13.90	$ 8.50
75+	$ 38.70	$ 23.25

Example: 45 Year Old- $SOK of Coverage: $10.50 a month

Benefit Summary

Simplify Employee Benefits with CCA

CCA Benefits by Optima Benefits & Payroll is transforming the way businesses offer employee benefits. With flexible contribution options, a seamless enrollment platform, and a full suite of voluntary and employer-paid plans, we make benefits easy to manage for both employers and employees. Whether you want to take a hands-off approach or customize a package to fit your workforce, our solutions adapt to your needs.

Contact our team to learn how we can help you streamline enrollment, reduce administrative tasks, and provide competitive benefits that attract and retain top talent.

Take the next step toward smarter benefits with CCA.